Dealing with the Aftermath of Water Damage to your Property
There is a lot of confusion about what types of water damage is covered under a home insurance policy. With so many home insurance claims being denied, home owners are left with a lot of questions when it comes to water damage to their home. Let Premier Loss Assessors represent you during the claims process with your home insurance provider. It's important to understand what your policy says. The policy is a contract between you and your insurance company. The ymake sure you know what's covered and what's not and what the deductibles are. If you have any questions about the policy, the time to ask is before you need to make a claim. Let them help you answer all of these questions with out compromising your claim.
After experiencing a damage to your property, contact Premier Loss Assessors and they will calculate the value of the damage and then file a claim on your behalf. Make sure you have the following information handy when you call:
- The name of your insurance company
- A telephone and/or email address where you can be reached at all times
Premier Loss Assessors will take photographs of all of the damaged property, including discarded objects to prepare your repair estimate. If possible please have ready information such as date of purchase, value, and receipts of any items damaged etc... They then carry out an analysis of your Insurance policy to make your claim is compliant with the terms of the policy and look out for items that adjuster from the insurance company may overlook.
Their goal is to file the claim with your insurance company as soon as possible. If your home is damaged, you should make whatever temporary repairs are needed to protect your home and you from further damage or injury. These should always be covered by your policy. Just remember not to start any permanent repairs until you talk with them. If you make any temporary repairs, make copies of the bills for your records.
You'll receive your claim payment after they negotiate with the insurer to agree on a satisfactory amount for damages to your property. Premier Loss Assessors insures you get the "Best Possible Settlement" for your claim.